TheraWealth Product Solutions

Wealth Management:

Fund advisory program

A broadly diversified portfolio of mutual funds and/or ETFs offered in a single investment account. Includes the services of a professional investment manager to formulate an asset allocation model designed to help meet your financial goals. This is designed for clients seeking access to professionally managed, diversified solutions at a lower minimum investment.

Separately managed account (SMA)

A targeted strategy of individual securities managed on your behalf by a professional asset manager. Typically, clients will combine several different SMA strategies to build a well-diversified portfolio. This offers affluent clients greater control over their investments along with the benefits of customization, portfolio control, and tax-loss harvesting.

Unified managed account (UMA)

Combines several strategies from the above programs in a single account. The UMA allows your portfolio, which may include stocks, bonds, mutual funds, ETFs, and other securities as chosen by various third party asset managers or myself, to be managed and coordinated together. This is designed for affluent clients who wish to benefit from automatic rebalancing, tax overlay services, and streamlined portfolio reporting.

Tax-loss harvesting

During periods of market correction, investors may potentially benefit from “locking in losses” by selling certain investments and purchasing similar ones.

Charitable Giving Accounts

Give back. Those who have had the good fortune to achieve great financial success often have a desire to contribute generously to charitable organizations. As you begin to think about how to use your wealth to support causes you hold dear, consider:

  • how you can maximize your contributions

  • how you can execute your charitable goals in the most beneficial and efficient manner

  • the legacy you would like to leave behind

  • how to pass on your philanthropic legacy through the generations and involve family members now

Charitable Giving Program

As part of our commitment to provide you with comprehensive solutions for your financial goals, Eagle Strategies has partnered with a donor advised fund that provides a range of investment solutions that may have a positive impact on your:

  • charitable goals

  • tax consequences

  • estate plan

IRAs, SEP, Roth and Traditional, as well as non-Qualified options.


Life Insurance: Life insurance is an effective way to help protect your family's lifestyle and future, if it’s temporary coverage or permanent. Plus the cash value in a whole life insurance policy can be accessed via policy loans to help you supplement your retirement income when your protection needs decrease.* This cash value can also be accessed for other major life events and can play an important part in business succession or charitable giving plans.*

Long-Term Care Insurance: Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future plans and help preserve the assets you've worked so hard to build.


Disability Insurance: If you are like most people, your most valuable asset is your ability to earn income. Make sure that you have a way to make sure your income is there for you and for the ones depending on you.

Retirement Income: Preparing for retirement is easier with the help of the guaranteed^ lifetime income annuity products. You can select an immediate annuity that pays income right away, or a tax-deferred fixed annuity that allows you to set aside money until you need it1. Either way, you will be assured a steady, dependable source of income for life.

Business Products:

If you need help setting up affordable benefits for your employees, we'll be happy to help.

With services ranging from employee benefits products to individual insurance to ways to help protect your business for years to come, we can help you find optimal solutions for you and your business. Workplace retirement plans may also be available for qualifying businesses.

Other Products: We have established relationships with other carriers and can supply you with information on individual and group health insurance products. If we don't offer it, chances are we can assist you.

To learn more about the products and services we offer, please feel free to give us a call or request a free consultation. We'll be happy to answer all your questions.

*Policy loans will accrue interest. Any outstanding loans plus interest will reduce the cash value and death benefit of the policy.

^Guarantees are backed by the claims-paying ability of the issuer.

1Early withdrawals may incur charges. In addition to paying income taxes that may be due, distributions from annuities before age 59 1/2 may also be subject to a 10% federal tax penalty.